Corona virus health Insurance
Save yourself and your family from coronavirus’s deadly attacks.
What is CoronaVirus Health Insurance?
CoronaVirus Health Insurance policy covers the medical treatment including pre and post hospitalization expenses incurred on the COVID-19 treatment. The insurer offers the coverage from the day the insured is diagnosed with COVID-19.
Key Benefits of COVID-19 Health Insurance
It covers home treatment expenses for COVID-19, if home treatment is recommended by a doctor.
Get facility of Cashless hospitalization with a wide range of network hospitals.
Avail pre and post-hospitalization expenses for a limited number of days along with ambulance costs.
The policy covers the costs of PPE kits, gloves, masks, ventilators, etc.
Add-on covers are available for your convenience.
Types of CoronaVirus Insurance in India
These three vital reasons explain why Health Insurance is imperative for senior citizens are –
Corona Kavach Health Insurance Policy
According to the Insurance Regulatory and Development Authority of India’s (IRDAI) new norm, Corona Kavach Policy is a mandatory health insurance policy that every insurance provider has to offer. The Corona Kavach Policy covers the cost of hospitalisation, pre and post hospitalisation, home treatment expenses and Ayush treatment for your family members if they are diagnosed with COVID-19.
Corona Rakshak Health Insurance Policy
Corona Rakshak policy is a short-term health insurance plan for individuals that covers the consumable expenses, hospitalization costs, pre-post hospitalization, prescribed home treatment cover, ICU and ambulance expenses and Ayush treatment in case the insured is diagnosed as COVID-19 positive. The policy requires single premium payment and provides the total sum assured as a lump sum upon the claim.
- Pre-hospitalization Expenses
- Post-hospitalization Expenses
- In-patient hospitalization Expenses
- Critical illness hospitalization
- Accidental hospitalization
- Day-care Expenses
- Road ambulance and ICU room Costs
- Home treatment Expenses
- Maternity benefit with new-born baby Cover
- Home Quarantine
- Pre-existing Disease
- Hospitalization without Doctor recommendation
- Non-recognized Quarantine center
- Prenatal and Postnatal Expenses
How to Claim CoronaVirus Insurance
To claim cashless treatment or reimbursement for COVID-19, inform us immediately after being diagnosed with CoronaVirus or file a claim by filling up the form on our website or visit our office.
Cashless Claims
Cashless treatment facilitates you to get the necessary medical treatment without making any payment at the hospitals which have a network with your insurance provider. In this case, the insurer settles the bills with the hospital so that you can have a smooth treatment.
Reimbursement Claims
After your COVID-19 treatment at a hospital which is a non-network hospital of your insurance provider, you can request a claim for reimbursement of the hospital expenses.
