Taxi Insurance
Gain protection against third-party
injuries, death, property damage and more.
Taxi insurance is a commercial vehicle insurance policy that covers accidents, natural disasters, third party liabilities and other things. A commercial vehicle insurance policy is necessary because it protects you and your passengers in case of a loss or damage caused by an accident or collision. That’s why it’s vital to secure your vehicle and business.
Benefits and Features of a Taxi Insurance policy
The company provides financial protection against any loss or damage caused to your vehicle because of an unfortunate event.
It covers damages if your vehicle results in third-party injuries, death, or property damage.
Make your accident insurance readily available.
Extra security with add-on covers.
Avail damage repair services at our network garages.
You have the option to claim direct settlement.
Your claim settlement process will be hassle-free.
Why Do You Need Taxi Insurance?
Taxi Insurance is a must for individuals and organizations who own cabs or a taxi. Because if there’s any loss due to an accident or collision, the commercial vehicle insurance policy will offer you protection. Besides, having third-party commercial vehicle liability insurance is mandatory as per the Motor Vehicles Act, 2019.
Also, you can strengthen your protection if you consider buying a comprehensive commercial vehicle policy because it allows you to choose additional benefits like CNG kit cover, zero depreciation cover, keys replacement cover, and much more. Hence, you don’t have to worry about any emergency.
How Taxi Insurance policy can help you
We must let you know all the facts before you decide whether to buy a taxi insurance policy or not. Having a thorough understanding of your insurance coverage will protect you from unpleasant surprises. This policy will pay for the expenses if your car gets damaged due to:
- Riots and strikes
- Earthquake
- Terrorism
- Accident (external means)
- Malicious act
- Burglary, housebreaking, or theft
- Floods, cyclones, storms
- Landslides
- Fire, self-ignition, or lightning
What your Taxi Insurance policy excludes
Even though we would like to cover every possible risk, some scenarios are not possible. Since we prefer complete transparency with our customers, here’s what this taxi insurance policy does not cover:
- Damage due to war or nuclear threats
- Reckless driving
- Someone else drives the vehicle other than the driver
- If the driver doesn’t hold a valid driving license
- If any accidental loss or damage happens outside of the vehicle’s defined geographical area
- Only covers the original loss but no subsequent loss
- The amount you choose to pay – the compulsory and voluntary deductibles
- If using the car outside your use restrictions, for example – using your commercial vehicle for personal reasons.
How to claim your Taxi Insurance policy
When you go to claim your insurance, make sure you have the following information ready
- The accident’s date and time
- Name, contact details and driving license details of the driver
- Taxi Insurance policy number
- Estimated loss
- A brief description of the accident
- Location to support the investigation process
- Insured contact details
Benefits and Features of a Taxi Insurance policy
1. Provide your claim intimation at the customer help desk. They’ll walk you through the entire process.
2. After you inform us, our team will provide a claim reference number.
3. When you file the claim, we assign a surveyor for your case.
4. Provide the surveyor with all documents, such as vehicle type, damage severity and so on.
5. You must also inform the claim processing team to settle your damage claim as well.
6. If you want to re-inspect your vehicle, you can coordinate with the surveyor.
After all these steps, your claim settlement survey is complete.
Documents required for filing a claim
- Carry these documents to file a claim
- Copy of police FIR
- Claim form duly signed by the policyholder
- Fitness certificate if your vehicle is commercial
- Driving license
- Vehicle Registration Certificate (RC)
- Your approved insurance documents
After you submit the required documents, get your claim settled within a week with Taxi Insurance.
