Travel Insurance
Protect yourself, your family and your luggage from any unforeseen events.
Travel insurance provides you with wholesome security during your business trips and family vacations. Unlucky events may happen anytime and especially when you are in an unknown city, it gets difficult to run out for emergencies and seek help as people and the place will be unknown.
In such cases, travel insurance protects you from any kind of medical emergencies and unfortunate events. Some of the covers will also give extra protection for the things you have chosen.
Benefits of Travel Insurance
Choosing Travel Insurance would give you the courage to enjoy your trip stress-free as it covers most of the vital elements:
Medical Emergencies
It is obvious that due to the change of weather and tiredness, medical emergencies arise which may go from simpler to complex. But searching for a medic at that time would be time-consuming, hence contacting the insurer is the best idea as they will have a network of medics to support the trip of their clients and thus the insurer makes it easy for you if you buy the comprehensive travel plan.
Loss of Credentials/Passport
Sometimes in the vein of enjoying a trip and hustle-bustle, more likely we miss out on some of the important documents but a loss of passport, return tickets, Identity cards, and others would cause you trouble in return. Contacting your insurer is the only and best solution anyone can think of during the trip if you have a Travel Insurance Policy.
Loss/Theft of Personal Belongings
There exist all the possibilities of losing the personal belongings due to your negligence and sometimes due to theft and robbery. In such cases, comprehensive travel insurance provides the expenses.
Financial Emergencies
Expenses are highly unpredictable during the trips, and occasionally it may exceed our estimation too, with the comprehensive travel insurance you can easily contact your insurer during financial emergencies and it helps you in time to cope-up with the situation immediately without taking anybody’s help.
Loss of Checked-in Baggage
During international travel, many confusions arise during the check-in process and the travellers are likely prone to the loss of baggage. With the comprehensive Travel Insurance, get back the expenses on your checked-in baggage and feel financially secure.
Types of Travel Insurance
We understand your travel priorities and purposes. Here are some of the options which serve your plans of traveling abroad or within India, with group or Solo, we have got everything covered:
Domestic Travel Insurance
India is vast and if you strongly believe in experiencing Indian diversities first, other than traveling to any of the international places, domestic insurance is the ideal choice. This insurance protects you from
- Loss of Baggage
- Medical Emergencies
- Financial Emergencies
- Medical evacuation and repatriation
- Add-ons also depend on Individual insured and More than one insured.
International Travel Insurance
Be it the first international fly or business travel, experience the global destinations hassle-free by choosing comprehensive travel insurance to make your trip memorable by being prepared for all kinds of undefined events such as
- Loss of Passport
- Loss of Checked-in Baggage
- Medical and Monetary Emergencies
- Cancellation of Trip
- Flight Delays
- Medical evacuation and repatriation
Senior Citizen Travel Insurance
Elderly-young people at your home deserve a vacation, prepare a travel chart for them and let the old-agers experience the delights of national and international travel. Secure the travel against any unfortunate events with the Senior-Citizen Travel Insurance. This includes:
- Financial emergencies
- Immediate Medical Emergencies
- Loss of Passport/Credentials/Baggage
- Accommodation
- Uncertain Death/Repatriation/Permanent Disabilities
Family Travel Insurance
Insure your beloved family and plan for a memorable trip this time with the Family Travel Insurance. Assure wholesome safety by choosing a comprehensive insurance plan and avail the following services quickly:
- The family includes the Husband, Wife, and their children.
- Plan can be customized by including other family members, family friends, and grandparents
- Emergency Family Healthcare
- Loss of Belongings and Credentials
- Medical evacuation and repatriation
Student Travel Insurance
Getting admissions inter-state and abroad would be a dream come true. Make your journey worthy by befriending the unknown cities you travel to, yet feel safe with the student travel insurance and do not hesitate to explore.
- Personal liabilities and accidents
- Death and permanent disabilities
- Medical evacuation and repatriation (Taking the body of the dead to one’s native)
- Bail Bond
- Loss of study materials like laptops, musical instruments, and electricals.
Corporate Travel Insurance
Retreat your team who contributes towards the growth of your corporate dreams or give them hands-on experience in international and inter-state investments. Plan the next big thing and insure your purpose with Corporate Travel Insurance.
- Personal liabilities and accidents
- Death and permanent disabilities
- Medical evacuation and repatriation
- Missing connecting flights
- Replacement for fundamentals to survive a trip like clothes and valuables in case of delayed checked-in luggage
- Trip Cancellation due to problems in means of transport (Airlines, Railways, Seaway)
Group Travel Insurance
If you are a trip organizer or own an organization, if you enjoy taking people to different places safely, safeguard your passengers against any undefined incidents, convey to the travel enthusiasts that your organization is responsible by making the arrangements for Group travel Insurance.
- Financial and Medical Emergency
- Mortal claims
- Personal Accidents
- Within the Geographical border of India –
- International Commute
- Other safety measures depend on the add-ons chosen by the insured.
Schengen Travel Insurance
Travel to the Schengen Countries unworried by insuring your family, friends, and business partners. Make it perfectly organized for the people you love with Schengen Travel Insurance and avail quick-claim process throughout your journey. Feel insured till the day of return.
- Monetary and Emergency Medical Expenses
- Permanent Disability/Death/Mortal Claims
- Baggage and loss of belongings/Passport
What is not included in the Travel Insurance Policy
- Claims due to Suicide Attempts/ Suicide Claims arising from non-fundamental treatments like Cosmetology and existing medical emergencies
- Claims due to Adventurous activities like Biking, Mountaineering, Advanced Water Sports, etc.
- Claims will not be accepted if the person has travelled against the medical advice, with the existing medical emergencies.
- Claims will be invalid if the person is under the influence of any substance like Drugs, Alcohol, and Tobacco and the claims made because of the injuries caused to self or the third-party while on the consumption of drugs and alcohol will also be considered invalid.
- The insurer will not protect the traveler from any Anti-national activities of that particular nation the insured is visiting. The insurance cannot be claimed during the activities like hijack, terrorism, Nuclear, and Civil wars.
- However, if visiting the countries with civil war and terrorism has the purpose, some of the exceptional insure provides the add-on covers
- Insurance cannot be claimed for the person who has Psychological Abnormalities like Depression, Anxiety, and Panic attacks.
- If the person is suffering from HIV AIDS.
Travel Insurance Policy Premium Calculator
- Insurance Policy Premium calculators have put the full stop to our imaginations on counting the premium for the policies.
- The online premium calculators leave our estimations behind and show the exact details of our requirements upon submitting the details in the website’s application window.
Here’s how you can calculate
Decide the plan: Decide the travel insurance plan you want to buy among all the existing ones.
Fetch details on the Website: Search the Insurance Provider Online and fetch all the information you need regarding the policy from the website which you find authenticated.
Calculator: Submit the required details and get an accurate estimate through the Travel Insurance Policy Premium Calculator.
Submit Details
Enter all the requirements like
Name of the policy
Travel date and travel time
Age of the insured
Medical Conditions of the insured (if any)
Place and Frequency of traveling
The total number of members traveling etc.
Premium will be displayed: After the submission of all the travel details, Premium will be automatically calculated by the online Insurance Premium Calculator which is authentic and saves you from confusion and half information.
How to claim Travel Insurance Online?
The insurers are thinking a step ahead and have made the process of insurance buying and claiming online. Especially while you have to claim for the travel insurance of course you cannot be physically present at the insurer’s office.
Hence if you have met with any unfortunate event of loss or damage during the trip, here’s how you can claim the travel policy online for which you have paid the premium coverage.
